One of the major culprits are flexible hoses or “flexi-hoses” that connect plumbing fixtures such as sinks and appliances. These are bendable pipes that are typically made up of a stainless-steel braid on the outside, with a rubber or plastic inner tube, making plumbing easier in tight spaces.

What happens if your building has known safety risks, such as fire hazards, structural issues, building defects or outdated electrical systems? Will insurers still provide cover, and if so, under what conditions?

For years, many strata committees have been frustrated by the lack of transparency around insurance costs, undisclosed rebates, and hidden commissions. In response, some strata managing agents are now adopting a fee-for-service model…

Strata insurance claims don’t have to be overwhelming. By preparing key information and documents early, you can help avoid unnecessary delays and ensure your scheme is back to normal as soon as possible. 

Running a self-managed scheme is a great way to save on management fees and stay directly involved in how your building is run. But with that independence comes responsibility especially when it comes to keeping proper records. 

Good record-keeping isn’t just a legal requirement under strata and community scheme laws in every Australian state and territory it’s also your best defence against disputes, confusion, and headaches down the track. 

Here’s a simple guide for small, self-managed schemes.