There are strict time limitation periods in Victoria’s building laws, which require owners of buildings to file their claims at VCAT or in the Courts promptly. Owners Corporations owe a strict duty to repair and maintain its common property, and this duty can be enforced by any member of the relevant Owners Corporation.

What happens if your building has known safety risks, such as fire hazards, structural issues, building defects or outdated electrical systems? Will insurers still provide cover, and if so, under what conditions?